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Half Moon Resort Jamaica

Half Moon Resort, Jamaica

International, ROAM By May 27, 2015 Tags: , , , , , 1 Comment

It’s taken me an awfully long time to write about Half Moon Resort, Jamaica. It’s like part of me wanted to hold it inside because once it’s out there, it’s gone. This property is by far the most wonderful family destination I had ever had the honour to visit. A private dolphin cove, a kids club with villas specializing in certain skills, an equestrian centre and countless pools, I was shocked that I’d been invited to a place where British royalty has stayed.

HalfMoon_Resort_SunsetIn my own ocean-side villa, one memory replays in my head. After long days that one experiences on press trips that garner little sympathy from friends watching on facebook, I dropped my camera, laptop and bags on my doorstep, followed by my clothes. I did have a bikini on, but I would have done the same without. I ran into the warm ocean while the sun nodded into the water and I am not sure I have ever been so relaxed in my life. Going back into my room I smiled at the furniture made on property, covered in rich upholstery and called my kids from the sitting room. The bedroom smelled of jasmine and fresh Blue Mountain coffee that the resort had left as a gift. Could tomorrow be more magical?

Well, yes. Because after a day of touring I was writing by the bar and happened to meet Rohan Marley. Son of Bob. And owner of Marley coffee. We chatted. I was in awe. Spitting image-awe.

Half_Moon_Kids_AreaThe next morning I experienced the spa. Yes, you may hate me. Gentle, skilled esthiticians recognized what I needed and even gifted me a bag of leaves to take home. The leaves were a tea for a foot bath that would drain out the toxins. I bought ergonomic flip flops and wanted never to leave. 

Half_Moon_Resort_Jamaica

Meals at the resort were taken in the main restauraunt or on the patio just outside while overlooking the ocean. Breakfast could have simply been the exquisite natural juices from fruits I’d never heard of, but they insisted on bringing more and more food, both traditional and Jamaican-inspired.

One evening we meandered on the property and attended an outdoor dinner that showcased local fare. WOW! I spoke to locals about spices, customs and regional flavours, and couldn’t stop eating. (No bikini photos from this point on).

The Sugar Mill restaurant is the jewel of Half Moon. And if you can manage it at all, try to connect with David Barber over dinner – the General Manager who exudes passion for travel and a true love of Jamaica. The food was subtle yet bursting with taste, and I learned from another travel writer (Laura Manske of Parade) how to properly light dishes for photography using the flashlight of a cellphone.

You must go. You may spot a royal. Or you may just have a life-changing moment in the ocean with the property’s dolphins after meeting one of Bob Marley’s sons.

Disclosure: UrbanMommies was hosted by Half Moon Resort on a media trip to Jamaica. 

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Bocas Del Toro Panama

A Catamaran in Bocas del Toro Panama

International, ROAM By May 20, 2015 Tags: , , , , , , , , , , , , , , , , 3 Comments

It’s one of those things you strive to do as a vacation, and yet so elusive that few manage. Sailing for a week on a catamaran in Bocas del Toro Panama with four cabins, a captain and a first mate was the pinnacle of relaxation. If it sounds like a dream to you, you’re right.

Bastimentos Beach Sea UrchinsWe flew to Panama with only carry-on and grabbed a puddle-jumper operated by Nature Air into Bocas del Toro. The heat was thick and local kids entertained themselves with checkerboards on their laps in puddle-filled playgrounds. The town was more rustic than Ambergris Caye, Belize, but also more economical and diverse in cuisine. The boat is moored in Red Frog Marina on the island of Bastimentos, and many water taxi operators were jumping at the chance to take us for $10 each.

Jade Tradewinds PanamaTradewinds Cruise Club is an all-inclusive vacation ownership sailing fleet with boats across the globe. RCI members can exchange once every four years to experience the yachts or individuals can purchase weeks within Tradewinds Cruise Club. There is a maintenance fee to be paid yearly to maintain the boats as well as an all-inclusive fee per week for the charters.

Tradewinds Cruising Class JadeOur first time using the boat, we were greeted warmly by the crew and the manager and we happily paid our all-inclusive fee which covered food, drink, snorkelling, scuba diving (for Tradewinds members), housekeeping, mooring fees and water sports.

Tradewinds Jade CabinWe boarded Jade, a 42 foot catamaran, and I began to relax. The forward cabins are spacious and each of the four rooms has an ensuite. Our double bed offered storage beneath, and a closet and dresser created ample space for our belongings. Shoes are not needed on the boat, and swimsuits, a sarong and a few light dresses were all that we needed. Clothes can dry on the deck with the clothespins supplied and devices can be charged when the generator is active. Toilet paper cannot be flushed, but water is not an issue like on many boats as Jade is equipped with a water maker that turns seawater to fresh.

Though I had purchased a Panamanian SIM card, my phone didn’t always work on the remote islands. Which marked the first time since starting UrbanMommies in 2006 that I was truly unplugged and ‘forced’ to relax. And it was pure magic.

Panama SpiderPanama Overwater BarDining two nights on shore and swimming to beaches off the boat, land was always close by. I met a monkey friend and savoured the wildlife around me.

Panama SlothHunting for sloths in the mangrove stands was a hoot, and I was very pleased that the scorpion I met happened to be dead. Note: the smaller and darker the scorpion, the more poisonous it is…

Dugout Canoe Lobster PanamaSo I read a book while swinging on the hammock on deck. We slept on the trampoline one night. I held a monkey. I bartered in Spanish with a local fisherman who approached our boat in a dugout canoe with lobsters he’d caught free diving. (We purchased enough for the guests and crew for $3 each and the first mate was happy to cook the tails!) We saw a nurse shark while diving and seahorses and squid snorkeling.

Poison Dart Frog PanamaWe toured Green Acres Organic chocolate farm (whose chocolate was featured on the series Naked Dating, filmed on location) and hiked the jungle rainforest with poison dart frogs at our feet and howler monkeys overhead. I found a stash of sea urchins and coral washed up on a beach and was devastated by the amounts of garbage left on a tiny island by tourists who arrive daily by water taxi to enjoy its beauty. We talked global politics with the others on the boat. Together we represented Argentina, Canada, Mexico and Sweden. Sharing one’s culture and opinions in such a close setting was powerful.

Howler Monkey, PanamaThe end of the week was bittersweet. Three gourmet meals had been prepared for us daily and somehow I adjusted to not doing the dishes. Every afternoon brought a new blender drink while we floated on noodles in the ocean.

ScorpionI’d had a couple of showers, but swimming in seawater multiple times per day allowed me to cross that chore off my list quite frequently. I was more relaxed that I had been in years and I am counting the days until I can get back on a boat – but next time  I hope to share the experience with my boys.

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top baby names 2014

Top Baby Names in Canada (2014 Edition)

baby, FAM By May 20, 2015 Tags: , , , , , 1 Comment

Every year, we feature the top girls and boys’ baby names across Canada, and this year certainly didn’t disappoint! We use lists put forth by Vital Statistics departments from across Canada’s provinces and territories. Did your baby’s name make the top 100? Or maybe you read our Unique Baby Names article because you didn’t want your little one on this list! Tell us in the comments! Unique or popular?

Presenting… The Top Baby Names in Canada 2014

Top Names for Girls in 2014:

1. Emma 26. Willa 51. Lydia 76. Grace
2. Olivia 27. Camille 52. Evelyn 77. Olive
3. Emily 28. Brooke 53. Hazel 78. Adelaide
4. Lily 29. Emmett 54. Everly 79. Louisa
5. Isabella 30. Ivy 55. Stella 80. Ada
6. Madison 31. Matilda 56. Ruby 81. Maisie
7. Lea 32. Amelia 57. Arabella 82. Rose
8. Abigail 33. Ellie 58. Esme 83. Evangeline
9. Ava 34. Maya 59. Willow 84. Caroline
10. Sophia 35. Gemma 60. Sadie 85. Kinsley
11. Harper 36. Scarlett 61. Luna 86. Lexi
12. Hannah 37. Aurora 62. Charlotte 87. Piper
13. Savannah 38. Avery 63. Seraphina 88. Mackenzie
14. Cora 39. Imogen 64. Violet 89. Clara
15. Elsa 40. Jade 65. Zoe 90. Eloise
16. Madeline 41. Hailey 66. Eleanor 91. Phoebe
17. Jane 42. Aubrey 67. Rosalie 92. Poppy
18. Ainsley 43. Lila 68. Claire 93. Aurelia
19. Genevieve 44. Chloe 69. Mia 94. Harlow
20. Lola 45. Maeve 70. Delilah 95. Eliza
21. Beatrice 46. Nora 71. Emmeline 96. Aria
22. Elizabeth 47. Josephine 72. Quinn 97. Mila
23. Mae 48. Audrey 73. Lucy 98. Iris
24. Peyton 49. Alice 74. Juliet 99. Ella
25. Cordelia 50. Penelope 75. Anabella 100. Zara

Top Names for Boys in 2014:

1. Liam 26. Nathan 51. Callum 76. Nathaniel
2. Ethan 27. Logan 52. Evan 77. Beckett
3. Mason 28. Felix 53. Landon 78. Zane
4. Benjamin 29. Atticus 54. Andrew 79. Oliver
5. Jacob 30. Kieran 55. Charles 80. Eli
6. Hunter 31. Nico 56. Lincoln 81. Micah
7. William 32. Grayson 57. Spencer 82. Emmett
8. Carter 33. Tristan 58. Gabriel 83. Levi
9. Aiden 34. Henry 59. Owen 84. Archer
10. Noah 35. Elijah 60. Ryder 85. Luca
11. Matthew 36. George 61. Bodhi 86. Elliot
12. Alexander 37. Jasper 62. Oscar 87. Charlie
13. Christian 38. Cameron 63. Luke 88. Leo
14. Theo 39. Quinn 64. James 89. Ezra
15. Blake 40. Simon 65. Miles 90. Zachary
16. August 41. Declan 66. Dylan 91. Rowan
17. Knox 42. Sebastian 67. Finn 92. Sawyer
18. Lucas 43. Milo 68. Rhys 93. Everett
19. Emerson 44. Hudson 69. Daniel 94. Avery
20. Caleb 45. Isaac 70. Finley 95. Wyatt
21. Jude 46. Hugo 71. Kai 96. Xavier
22. Harrison 47. Thomas 72. Arthur 97. Jackson
23. Connor 48. Nolan 73. Julian 98. Roman
24. Flynn 49. Jonah 74. Samuel 99. Axel
25. Asher 50. Max 75. Jack 100. Cooper
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Tips to Get your kids to love reading

6 Tricks to Get your Child to Love Reading

grow, LIVE By May 20, 2015 Tags: , , , , , , 2 Comments

Convincing your kids to start enjoying reading books is an extremely important thing to do as a parent. Sometime in the future, it will be worth the investment of time and energy. Reading is learned in school however most kids associate this endeavor with something that it work-related, and not with something done for pleasure. Consequently, their desire to read is lost; and that’s exactly what should entice them – the interest and curiosity to see what books have to offer.

Tricks to get your kids to love reading

1.      Read books to your kids out loud

One of the most productive and efficient ways of encouraging kids to start loving books is to read them stories out loud. The sooner you start the better. Make reading a special time spent together on a daily or weekly basis, and share the pleasures of unfolding the mysteries of a good story. A well-written book for kids can be an incredible delight, and with a bit of luck you might even have a bookworm child.

2.      Allow kids to choose

Convince your kids to start reading by offering them books they can understand. This way, if they enjoy it they will ask for another one. It’s important to allow toddlers to choose; this creates excitement and motivation. Comics, vampires sagas, sports books are all excellent choices. And since technology prevails, allow them to use an e-book or tablet to read. Colorful images help boost the experience and thus make them enjoy the story a whole lot more.

love reading3.      Set up a book nook

Have you ever thought of setting up a book nook for your child? Organize it properly to entice the senses of your little one. Colorful cushions placed on a comfortable sofa with underneath open shelves for book storage is an excellent idea. Use your imagination with these storage spaces and fill it with new books weekly. Don’t forget to include proper lighting; it would be great if you could arrange the book nook by a window.

4.      Be a role model

When they’re little, kids like to imitate their parents in their daily chores. If your child sees that you prefer to read a good book before bedtime rather than watch TV, they will become curious. Have the patience to answer all their questions and you might convince them that reading is fun and interesting. Encourage them to choose a book and start reading, too. Make this activity a 1-hour reading session before bedtime, and in a few months the results will be amazing.

5.      Make reading fun

Don’t force your kids to read whole books, and start slow. Begin with short stories, use book charts to explain ideas or paragraphs they haven’t understood in the first place, and have enough patience to explain words and phrases that seem challenging to grasp. Use post-its for challenging words and stick them to the fridge; this way your child will also learn new words daily.

kids reading6.      Use technology to draw attention

Today’s kids are part of the new generation. They’re not used to actual books; their school notebooks are either a tablet or a laptop, and as soon as they get home, they see parents using some sort of smart device too. Rather than ban technology, you should embrace it. Kindles, nooks and other ebooks are great devices. Allow children to use them to read stories and they might develop a passion for reading as an activity. As they grow older, they might even end up appreciating real books too.

There are numerous other tricks parents can use to convince their kids to read. It’s all about making this activity seem fun and engaging. Don’t force a child to read a book because he will grow up thinking you’re punishing him for something. Make this whole endeavor seem fun; the safest way to do this is to select great books and stories. Start reading out loud and really dive into the subject. A cool trick to preserve the engagement is to stop reading right when things get interesting. This way, your toddler will want to know more. He will be curious and he will impatiently wait another day for you to finish the story, and start a new one.

love-reading

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motherhood

10 Things You Never Knew About Motherhood

FAM, pregnancy, self By May 20, 2015 Tags: , , , , , , , , 1 Comment

Motherhood is quite like running an unending marathon – it requires an immense amount of preparation, strength, flexibility, patience and determination. Before you become a mother, many will sound you off about the do’s and don’ts needed to master this life marathon. Only when you experience the run yourself will you truly enjoy the euphoria associated with each little victory and realize how every bit of your effort was worth it! Being a mother is unique for every woman in the world. Just how no two people in the world are alike, so is the experience of bringing them up equally different. Some, experiences, however, form a part of every mother’s life and leave a mark far beyond the baby-naming, breastfeeding, nappy-changing and sleepless nights! Here are ten things you never knew about motherhood (unless you are a mother, of course):

1.     Your Focus Will Shift From Yourself – Ever had your husband complain about how long you take to dress up before a party? When you become a mother, the complaining won’t stop; only now, it would be directed towards how long you take to dress your little one! Doing things for your kid will give you greater pleasure than doing anything for yourself.

 2. You Will Cherish Being At Home – If holidays mean traveling the length and breadth of the world with your partner, wait till you have a baby! You would want to spend all your free time at home playing and fooling around with your little one. You’ll cancel lunch dates with your girls, your monthly spa appointments, and many other commitments so you can cuddle with your cute little angel all day long. You won’t have any regrets!

3. You Will Become An Excellent Multitasker – Of the many life skills that being a mother teaches you, multitasking features high on top! You’ll learn to do everything, from cleaning your baby’s dirty diaper to cheering him up, while gearing up for his next meal, all together. You’ll play the roles of a chef, doctor, entertainer and caretaker all at once!

 4.     Your Child Will Be Your Therapy – The world raves about peaceful retreats to help calm the mind. Only a mother, however, knows that her child can light up her life with the greatest amount of happiness and harmony, beating every other therapy hollow. Looking at your kid sleep is indeed the most beautiful sight that can bust your stress in a matter of seconds.

5. You Will Grandly Celebrate Every Achievement Of Your Child – No matter how self-critical a person you might be, when it comes to your kid, you will be an unabashedly proud momma! You will fawn over everything from his smile to his cute talks and will want to capture and share everything he does with the world!

6. You’ll Be Amazed At Your Strength – The world may see women as the weaker sex, but the truth is that they are much stronger than what they get credit for! Experiencing over 12 hours of painful labor to going many nights without sleeping and keeping composure in the most stressful days of initial motherhood, is highly brave! Motherhood requires not only physical strength but also emotional and mental strength.

7. You Will Discover A New You – Though you were once known to be the most impatient and non-accommodating person in your group but when you become a mother, you’ll discover a whole new side to you. You’ll amaze everyone around with your patient and calm demeanor! No matter how big a problem might arise, you’ll handle it with an immense amount of composure.

8. Your Friend Circle May Change – From a gang of crazy girls to a gang of overanxious mothers, your friend circle may also change over the course of your motherhood. Given the drastic turnaround of things and situations after the arrival of your baby, needless to say, your equation with your pals is also likely to get impacted. When all you’ve left to talk about is your kids’ weird rash and his potty training stories, you need someone who can relate to your situation and share tips that have worked for them!

 9.     You Will Become A Nutrition Expert – Vitamins, minerals, calories, fiber content – all of these details of various foods will be at your fingertips when you become a mother. You will become extremely cautious about healthy-eating to be able to give your child the wholesome nutrition he needs to grow up into a healthy individual!

10. 
You Will Love Beyond Comprehension – One never truly learns the meaning of the word love until they become a parent. It’s only your child that you can love unconditionally, even more than you love yourself. It’s the most satisfying feeling to see your child flourish and grow more than you did! Your child will give your life a whole new purpose!

Most importantly, motherhood will make you realize that there isn’t anything else that could give you as much happiness as seeing your child smile! Not a perfect job, a lottery or a couture gown – nothing at all!

– Aradhana is a veteran writer on topics concerning parenting, child nutrition, wellness, health and lifestyle. As a regular contributor to popular sites like Huffington Post, Natural news, Elephant journal, Thehealthsite, Naturally Savvy, Curejoy and MomJunction.com, Aradhana writes to inspire and motivate people to adopt healthy habits and live a stress-free lifestyle.

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Moroccan Chicken Couscous

EAT, family meals By May 19, 2015 Tags: , , , , , , , 3 Comments

Moroccan Chicken SaladThis Moroccan Chicken Couscous is perfect for a school lunch. Served hot or cold, my kids adore every bite.

50g pine nuts (leave out if your school has nut allergies)
500g chicken breast or thigh fillet, cut into 2cm dice
1/4 cup flour, seasoned with salt and pepper
3 tbsp olive oil
2 onions, sliced
1 tsp ground cinnamon
1 tsp ground cumin
1 tsp ground mild paprika
1 tsp ground coriander
1/4 cup sultanas
1 cup (250mL) chicken stock
1/4 cup chopped fresh coriander or flat-leaf parsley
1 lemon, juiced
2 cups couscous
2 cups water or chicken stock
1/4 cup diced tomatoes
thick natural yoghurt, to serve

  1. Heat a large non-stick pan over medium-high heat. Add pine nuts, stirring constantly until just starting to colour. Transfer pine nuts to a plate.
  2. Place seasoned flour in a large bowl, add chicken and toss to coat. Add one tbsp of oil to the frypan, increase heat to high and cook half the chicken until golden. Transfer cooked chicken to a plate. Repeat with another tbsp of oil and remaining chicken.
  3. Heat remaining tbsp of oil in pan. Add onions, reduce heat to medium and cook, stirring frequently, for 10 minutes or until golden and softened. Add cooked chicken to frypan with spices, sultanas and one cup of stock. Bring to boil, then reduce heat to low and cook for 5-10 minutes until heated through and thickened. Just before serving, stir in pine nuts, coriander and lemon juice.
  4. To prepare couscous, bring 2 cups of stock or water to the boil in a small saucepan, stir in couscous and olive oil and turn off heat. Leave for 5 minutes, then use a fork to separate the couscous grains.
  5. Serve chicken with couscous and yoghurt.

Photo Credit: Irena Macri

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Lies I Have Told

LIVE, play By April 24, 2015 Tags: , , , , , , , , 1 Comment

Lies I Have ToldSome lies I have told I’m proud of and some I  wish I could take back. I’ve never really been the ‘black and white’ person, to the extent where I’d question psychometrists during IQ tests… “But what if the car travelling 50km/hr was using high-octane gas?” “Do I have to count the triangle in 2-D or can I add a dimension?”…

As many readers know, I had to testify at a pretty nasty criminal trial and marvelled at the grey areas between truth and lies. There were always many ‘truths’ in the process – the evidence, the memories and the spin put forth by the lawyers. But all of these are filtered within people’s own experiences and understanding. Even the same word can mean different things to different people. Society was a certain way during the upbringing of the jury, the judge and those of us being cross-examined, and the ‘truth’ of our era is not necessarily going to be the same as it was interpreted in 1950, 1900 or 2050.  So when it comes to ‘lying’, I’ve always seen 50 shades of grey.

As part of the Netflix ‘Stream Team’ I get a sneak peek of up-and-coming shows and this month my focus has been looking at shows that teach children, teens and adults about lying. As you can imagine, this has been tough for me, and has made me think of my moral compass over the past few years. Before I outline the spectacular shows available this month on Netflix, I thought I’d do a little soul-searching..

Lies I am Glad I told

1. The Internet is down so you will have to read a book about sharks instead of watching a shark show on Youtube.
2. We’re out of bread. Want to help mommy make some from scratch?
3. I left a note for the Easter Bunny before we left so he knows our hotel and room number on Easter Sunday.
4. Can you hang this picture honey? My nails are too long to work the drill.
5. I spoke to your teacher and he asked you to do this worksheet tonight.

Lies That Weren’t So Good

1. Instead of ‘I’m sick’ I should have said ‘I need a mental health day.’ It’s ok and I was just furthering the stigma. Sorry Clara Hughes.
2. I pretended that I didn’t realize someone had passed away because I didn’t send a card and donation swiftly.
3. “If you keep eating unhealthy foods and nothing else you will never grow.”
4. “You look amazing in that outfit.” (a close second to:”What a nice haircut.”)
5. I airbrushed a selfie and let judgemental, age-conscious relatives compliment me on how good I looked.

Have you told lies? Need some lessons on truth, lies and consequences? Maybe you just want to be entertained… on to the epic Netflix shows!

For the little ones on Netflix:

Shows for Adults Netflix

Super Why: Season 1 Episode 15
Curious George: Season 1 Episode 19
Clifford The Big Red Dog: Season 1 Episode 26
The Adventures of Chuck & Friends: Season 1 Episode 9

A bit older:

Shows for Tweens Netflix

Monster High
H2O: Just Add Water
Mean Girls
iCarly: Season 1 Episode 12
And the Adults on Netflix:

Shows for toddlers Netflix

 

Bloodline
Just Go With It
Liar, Liar
Pretty Little Liars: Season 1 Episode 12 

So if you have a hankering to chat morals with your little ones, or revisit your own life, you can take in a few of these titles… of you can just stick to House of Cards….

 

 

 

 

 

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Preparing Your Kids for a Career Search

FAM, kids By April 23, 2015 Tags: , , , , , , , , , , No Comments

Preparing Your Kids for a Career SearchIf you’re a baby boomer or part of that X-Y alphabet generation, you probably don’t have a ton of student loans, never lived with your parents ’til you were 40, and only worked ‘for free’ to pad the ol’ resume. If you are a parent of a millennial, on the other hand, you probably realize that those days are gone. There is an unfounded perception that millennials are unskilled and lazy and now, years of unpaid internships are the norm. Housing prices are too high to support with entry-level jobs and university costs continue to rise. And there’s another problem. The gap between entry-level positions and senior executives from the boomer generation who are retiring is a cavernous chasm that you could drive a truck through. In a few years the top decision makers will be embarking on the Grand Tour they never made time for in their 20s, and there will be no junior executives who are able to take their place because anyone with potential has been relegated to the mailroom on an unpaid internship for a few years.

Not only is Pierre Somers a father with concerns for his own children, but as the President and CEO of Walter Surface Technologies, he has come up with idea to save Canadian businesses. Parents are no longer having 10 children (can you imagine?!) and grooming them to take over the family business. Companies need to be introduced to the next generation of leaders, and these millennials need to be working hand in hand with current top executives in order to learn all facets of a business. Because there are hundreds more executives retiring than trained up-and-comers to fill their roles, Somers has developed an internship program called ‘Next to Succeed‘ for graduates that not only solves the gap, but will help the next generation pay off debt without having to live in their parents’ basements.

Somers states that “Many CEOs have pushed succession planning to the human resources department, and due to low budgets the ‘solution has been unpaid internships at a time when students have debt. If interns aren’t paid, however, they aren’t valued and are starting their whole career on wrong foot. This is an inadequate solution for forming next generation leaders.”

Next to Succeed Walter Surface TechnologiesI had the pleasure of meeting Ryan Boyd, the first successful intern in the Next to Succeed program.  He explained the perilous job search he faced upon graduating and how many of his classmates are still working retail jobs or earning wages in fields other than what studied. So how did he land the role that is the envy of bright young stars across Canada? His Dad put an article on his bed about the new internship program with Walter Surface Technologies. Open not only to residents of Montreal, it was a well-paying internship with housing included where the employee would learn many facets of the business – from flying on the corporate jet to meet with the board of directors, shadowing executives and working on a high-level project in an area of his schooling. Boyd had been offered a full time entry level marketing position in another company but turned it down to be able to get the exposure and training with Walter Surface Technologies. We experienced close-knit, working relationships with senior management and was offered continued work with the company once the internship was complete. As Boyd says, “You don’t have to limit self to just one department. If you are going to be a CEO you have to understand them all.” To me it sounded like an executive MBA that you’re actually paid for. And also a win-win for the graduate and the business.

As a parent, the job search and career path topic will become more and more stressful as my own kids advance in age. Both Somers and Boyd had brilliant ideas on how parents can help prepare for a future job search, and the UrbanMommies team has filled in a few ideas of our own.

Preparing Your Kids for a Career Search

(aka. How not to have a 40 year old child living in your basement)

1. There is no ‘secret recipe’ as to what will make them stand out.
2. Work together on developing skills that will be required in future applications – video components are becoming more de rigour within an application
3. Help your kids have a vision for themselves and have them be specific about why an opportunity would be a fit for them.
4. Remember that emotional intelligence and empathy are essential life and job skills.
5. A person is a brand, and every social media interaction reflects that brand. Related: register websites for your kids’ names.
6. Resumes are becoming more and more creative in order to stand out.
7. Volunteering and having a cause that they are passionate about over several years is important.
8. It’s never too early for media training and learning how to be comfortable in new social situations.
9. Identify their interests and passions early and helps them explore through education and interviewing people in those areas.
10. Even if they will have student loans in the future, try and have them save at least 15% of all money they earn early so that they have a cushion of ’emergency funds’ when they graduate.

Somers plans to challenge other Canadian companies to follow in his company’s footsteps. “This isn’t just giving back. I’m a parent as well as CEO. Millennials are future and we have to let them create the future. We need to let them quickly become leaders.”

 

 

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Interac Flash

grow, LIVE By April 22, 2015 Tags: , , , , , , , , , , , , , , , No Comments

Interac Flash

Money seems to go fly away these days faster than the speed of light. Remember when the ‘dollar store’ actually sold things for a dollar? And you could legitimately include limes in a $29 grocery purchase? (Sorry Gwyneth). It’s tough to make a living, to raise a family and to teach your kids about money. But it is even harder to explain the mysterious disappearance of hard-earned money. Many Canadians have fallen victim to electronic pickpocketing, skimming or huge retail data breaches that have seen bank accounts dwindle and necessitated thousands of hours of time invested in cleaning up the mess left by criminals.

I was always a traditional money girl, starting with a piggy bank and bank book followed by my first debit card. It’s PIN (cough) may still be the same. Afterwards came the ‘student’ credit card at university with the bonus of a bunch of free tupperware. Like all people, I have forgotten my wallet on top of phone booths (remember those?) and let my credit cards disappear into restaurant kitchens for a shade too long. As life got busier, I admit that I was not always the best (double cough) at checking statements or bank balances. Times may have changed with the inventions of the internet, chip and PIN technology and e-billing, but wouldn’t it be great if there were a superhero protecting us from fraud? There is. Now Interac has made our earnings even more safe.

Interac Fraud PreventionBank-issued Interac debit cards with chip technology (the ones that give you access to your millions stashed in your bank accounts) are now more secure than ever thanks to comprehensive fraud prevention tactics and the new introduction of Interac Flash. Unfortunately, I’m not talking about the Avengers, though I do think Interac should be given a place in the superhero hall of fame.  

“Interac Flash, the contactless payment functionality of Interac Debit, has all the benefits of Interac Debit but it allows you to pay for smaller purchases faster and easier.  When making a purchase for less than $100, you can choose to use the functionality by simply holding your card in front of a supporting reader at check out.” – Mark Sullivan, Head of Fraud Risk Programs, Interac Association and Acxsys Corporation

Knocking Out Skimming

Interac debit card fraud losses, as a result of skimming, are at a record low – decreasing 45 per cent to $16.2 million in 2014 from a previous low of $29.5 million in 2013. All ABMs and Interac debit cards have been converted to chip technology – and by the end of 2015, all point-of-sale (POS) terminals will be converted. To date, virtually all cards and ABMs have been converted and 96 per cent of POS terminals.

Not only that, but cardholders are protected from losses through Interac’s Zero Liability Policy.

Fighting Electronic Pickpocketing

And what about pickpockets? I remember playing the ‘Artful Dodger’ in the musical Oliver once. I was much more skilled as a dancer than I was at being a pickpocket, but that was years ago – before the era of electronic pickpocketing. Two out five Canadians (40 per cent) are concerned about electronic pickpocketing. But… when Canadians use Interac Flash, they are safeguarded against counterfeiting and transaction replay types of fraud, including electronic pickpocketing. As a contactless enhancement of Interac Debit, Flash protects cardholders with layers of security, including chip technology and spending limits. No single transaction can be more than $100 and total spend without a PIN can not exceed $200. Once a limit is reached, a cardholder must insert their Interac debit card and enter their PIN for verification, i.e., conduct a regular Interac Debit transaction.  The limits are then re-set.

Combatting Retail Data Breaches

Now that we’re talking about nailing criminals and spy stuff, I should discuss retail data breaches. Interac has that covered too.  With an Interac debit card, the number on the front is useless to criminals if they don’t have your PIN. Unlike credit cards and other debit card products, Interac rules do not allow the number on the front of the payment card to be used as an account number; it is only an identifier for Interac transactions. This means that any data captured or stolen through skimming or a breach is entirely useless to a criminal because it cannot be used to conduct transactions, online or in person. No personal financial information is ever shared or stored with retailers.

Just don’t forget your pin. And make sure it isn’t the same as the one you were given at age 8.

So what are the bad guys doing now? “Criminals are looking for large amounts of cash and highly fenceable goods, not a few coffees,” reinforced Sullivan. “Interac Flash is about speed and convenience for small value purchases but we know cardholders want security and that’s why it offers strong protections, including protection from criminals attempting electronic pickpocketing to a lost card where someone tries to fraudulently spend $100.”

No more digging in your purse or diaper bag to scrounge for enough change for a coffee. Scotiabank, RBC Royal Bank, and TD Canada Trust are the first financial institutions to offer the enhancement, along with Sunova, Conexus, Cambrian and Affinity Credit Unions.   Other Canadian financial institutions are also working to provide their customers with Interac Flash soon.

So maybe it’s time to worry a little less about fraud so you can focus on catching up with your other favourite superheroes.

Disclosure: This post was proudly sponsored by Interac. As always, the opinions shared here are mine, all mine.

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Arash Gets a Day Off

LIVE, rest By April 21, 2015 Tags: , , , , , , , No Comments

BMODayOffNot sure about you, but as a small business owner, I get very few days off (and as a Mom, asking for help has been a lesson I haven’t quite mastered!). It’s strange that despite how hard I work in business, I tend to freeze up when my bank telephones. Am I overdrawn? What is wrong? Apparently I must be banking in the wrong place because when I watched this video I started tearing up and started craving a Montreal smoked meat sandwich!

Sheila BMO ArashA herd of caring Bank of Montreal bankers – branch managers, tellers and assistants – proved that they are truly there to help a hard-working client. Sheila, the Assistant Branch Manager, knew that Arash hadn’t had a day off from his deli since he started the business, and genuinely connected with his kindness and diligence. Sheila and her BMO team surprised Arash at his deli and send him to a local hotel for some coveted rest and relaxation while the bankers staffed the popular lunch spot.

Arash gets a day offI melted and tingled when I saw the video. The internet definitely needs more of this! His real tears and appreciation were contagious, and not only was he shocked, but the BMO staff were authentically thrilled to be there helping him out.

Serving over 400 sandwiches also created the best single day Arash had ever had in his business. Sometimes accepting a bit of help and taking some time away is a very good thing. (PS. Moms are you listening?)

To ensure that the help that BMO provided lasted beyond just one day, the bank also provided Arash with a small business banker to support him with business planning and solutions, as well as shock-absorbent mats to outfit his workplace.

To join the “Arash’s Day Off” conversation on Twitter, follow the hashtags #HelpGiven or #BMOdayoff.

Disclosure: This post was proudly sponsored by BMO. As always, the opinions shared here are mine, all mine. And pay if forward stories like this? I’m always happy to share. 

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